Utilization Of QRIS In Financial Transactions At The Islamic High School

Abstract

This study aims to describe the use of QRIS ( Quick Response Code Indonesian Standard) in financial transactions at Madrasah Aliyah Islamiyah , and analyze the benefits, obstacles, and responses of school residents to this digital payment system. The implementation of QRIS in madrasas is carried out to improve efficiency, transparency, and accountability in financial management, especially in the payment of tuition fees, student activity funds, and infaq. The research method used is descriptive qualitative with data collection techniques through observation, interviews, and documentation. The results show that the use of QRIS makes it easier for parents to make non-cash payments, simplifies recording and reporting by the school treasurer, and speeds up the transaction process. However, there are still obstacles in the form of low digital literacy among some parents and limited access to technology. Therefore, socialization and mentoring are needed so that the use of QRIS can be more optimal. Overall, the use of QRIS at Madrasah Aliyah Islamiyah is a positive step towards the digitalization of a modern and transparent financial system.